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Commercial Mortgages

Creating value for the long term based on high-quality and well-diversified mortgage portfolios, with a focus on capital preservation
Home Investment Solutions Commercial Mortgages
  • Eco-Social Commercial Mortgages
  • Why?
  • Our Philosophy
  • Our Process
  • Why?

    Top Reasons for Choosing Addenda Capital to Manage your Commercial Mortgages

    • Our highly skilled experts are fully dedicated to sourcing and evaluating commercial mortgage investments and bring decades of experience over multiple real estate cycles.
    • Our thorough underwriting process allows us to build a well-diversified portfolio of high-quality commercial mortgages that meet or exceed regulatory standards.
    • We take a “limited risk” approach to managing commercial mortgages translating into an appealing risk/return proposition.
    • We actively manage the five major risk parameters associated with corporate mortgages, namely borrower risk, property risk, interest rate risk and tenant risk, all of which are overlaid by economic risk.
    • We take ESG factors into consideration when appropriate and we actively pursue lending opportunities with positive ESG attributes.
  • Our Philosophy

    We believe that:

    • A portfolio comprised of high-quality commercial mortgages significantly contributes to the longer-term stability of portfolio returns.

    • A rigorous, highly disciplined underwriting process and a thorough in-house loan tracking and administration system are central to successful commercial mortgage investing.
  • Our Process

    Addenda Capital’s investment approach to Commercial Mortgages includes three steps:

    • Market and economic assessments include macroeconomic, local and regional research to identify areas of interest, while bottom-up quantitative and qualitative analyses help to pinpoint the most attractive investments in a market.
    • Best practices in loan management, including disciplined underwriting and loan administration, serve to provide consistent returns. In-house specialists monitor the loan lending and repayment process throughout the investment life cycle, ensuring full protection of client interests.
    • Risk management: Our portfolios consist of high-quality first mortgages that are diversified by asset type, location and borrower. Each year, we conduct a third-party review of all significant mortgage investment positions.
  • We have assembled a highly skilled and motivated team to deliver on our promise and serve our clients.
    Learn More
    Savvas Pallaris
    Executive Vice-President, Commercial Mortgages
  • Experience, integrity and a balanced perspective are key elements of our team commitment to success.
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    Adam Kot
    Vice-President, Commercial Mortgages and Head of Origination
  • We apply a disciplined, yet flexible approach founded upon an underwriting process proven across multiple market cycles.
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    Tyler M. McKinna
    Vice-President, Commercial Mortgages
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  • Well-tailored solutionsWell-tailored solutions

    Well-tailored solutions

    We build highly personalized multi-asset investment solutions that meet the return requirements and long-term objectives of institutions and high-net-worth individuals.
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  • Sustainable InvestingSustainable Investing

    Sustainable Investing

    At Addenda Capital, sustainable investing is not an afterthought; it’s part of our DNA. It makes us better investors and enables a better future.
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  • Insight & NewsInsight & News

    Insight & News

    Stay abreast of our economic views, research insights and investment thoughts.
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