Insurance Assets

Top Reasons for Choosing Addenda Capital to Manage your Insurance Assets

• We have a deep understanding of an insurer’s challenges, needs and obligations given our own roots in the insurance industry.
• We align the investment strategy with the insurer’s business objectives, capital requirements and regulatory requirements.
• We work closely with our clients by providing the supporting data and portfolio information to meet their regulatory reporting requirements.
• We use proprietary modeling tools that enable asset allocation optimization to be completed in a multi dimensional framework which considers risk-return and capital. 
• Our ESG analysis adds a level of consciousness to the investment process that enhances risk mitigation and long term value creation in our portfolios.
  

We believe that:

• The goals of the business and the willingness and ability to assume risk is paramount to building efficient portfolios.

• The nature of the client's insurance products and the corresponding liability profile must be considered when developing solutions that minimize the effects of interest rate mismatch.
• The client's capital structure is a key input in developing an optimal investment solution.

Our approach to managing insurance assets is based on a five-step process:

• Understanding the priorities and objectives of the insurance company from both a business and an investment standpoint.
• Collection of information regarding the company’s liability profile, capital position and current investment policy parameters.
• Optimization of asset allocation to develop a desirable capital-efficient strategic mix.
• Modeling of asset and liability cash flows to minimize interest rate sensitivity.
• Development of holistic investment solutions, using various components required, leveraging the applicable processes relating to bond, equity, preferred share and commercial mortgage assets.